These Terms govern your use of websites and mobile applications operated by ApexNova Digital LLC (“ApexNova”, “we”, “us”). By accessing or using our Services, you agree to these Terms. ⸻ 1. Description of Services ApexNova develops and provides digital products, including: • ClinicsPlus • MedLocator • SpeedyRent • IdeaBoost We are not a medical provider, rental agency, or consulting company. All services (medical, mobility, etc.) are delivered by partner organizations. ⸻ 2. Accounts You must provide accurate information when creating an account. You are responsible for: • maintaining confidentiality of login details • all activity under your account We may suspend accounts involved in fraud, abuse, or policy violations. ⸻ 3. ClinicsPlus Specific Terms ClinicsPlus: • does not provide medical services • does not set clinic prices • acts only as a digital platform connecting patients and clinics • is not responsible for clinical decisions or outcomes Clinics are fully responsible for: • quality of medical services • licenses, compliance, pricing • accuracy of information in their clinic profiles ⸻ 4. Payments Currently, ClinicsPlus does not process payments from patients. Clinics may subscribe to paid plans (when applicable). Refund rules for subscription fees are defined in the Refund Policy. ⸻ 5. Intellectual Property All content, designs, logos and code belong to ApexNova Digital LLC. You may not copy, resell, or reverse-engineer our products. ⸻ 6. Liability ApexNova is not liable for: • medical outcomes • errors in clinic information • cancellations initiated by clinics or users • downtime caused by external providers • indirect or consequential damages Maximum liability is limited to the amount you paid for the Service (if any). ⸻ 7. Termination We may suspend or terminate access if: • user violates these Terms • fraudulent or abusive behavior is detected • legal obligations require action ⸻ 8. Governing Law These Terms are governed by the laws of Wyoming, USA. ⸻ 9. Contact support@apexnovadigital.com ApexNova Digital LLC, Sheridan, WY, USA